Optical, Dental and Hearing Cover.
Help cover the cost of dental, optical and hearing check-ups and treatment.
Looking after key aspects of our everyday health – like our sight, hearing and dental needs is essential to our overall health, but the costs can quickly stack up.Our market-leading Optical, Dental and Hearing Cover combines three benefits into a single, high-value cover option. It’s designed to help your clients meet some of their most common healthcare costs, from routine check-ups and preventative care, to dental procedures and prescription glasses. Not only that, but it also contributes towards other significant needs like hearing aids and restoring appearance after a dental accident.
Key benefits for your clients.
- Simple and valuable – clients get access to high-value cover which combines three benefits into a single cover option, without the need to select multiple individual benefits.
- A unique focus on prevention - we reimburse 100% of the costs of preventative dental treatment1 and sight tests2, up to the cover limit.
- Cover for everyday costs – for common expenses such as dental procedures and prescription eye-wear, meaning it provides highly relevant cover all clients can benefit from every year.
What's included?
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Dental
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Your clients’ get up to £100 for preventative care each plan year, including check-ups and hygienists’ fees, as well as up to £4003 for treatments like fillings, crowns and dentures. Plus, we'll cover up to £2,500 of costs resulting from a dental accident - up to two claims per plan year.
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Hearing
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Your clients get £3003 to cover the cost of hearing tests and to contribute to new hearing aids if they get a new prescription.
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Optical
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We’ll give your clients up to £500 for an eye test, and a new pair of glasses or a years’ supply of contact lenses, with our leading optical partner Vision Express. We’ll cover up to £3003 if you go through any other accredited optician.
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How Optical, Dental and Hearing Cover works. |
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| Optical - cover for eyesight tests, along with a new pair of glasses or a years’ supply of contact lenses with every new prescription. | Cover amount | Vision Express: £500 per plan year |
| Any other recognised provider: £300 per plan year | ||
| Reimbursement | Vision Express: 100% | |
| Any other recognised provider: 80% | ||
| Dental - comprehensive cover for preventative, restorative and emergency treatment. | Cover amount | Routine: (e.g. check-ups and hygienist fees): £100 per plan year |
| Major: (e.g. fillings and crowns): £400 per plan year | ||
| Emergency: (dental accidents): £2,500 per claim, maximum two claims per plan year | ||
| Reimbursement | Routine: 100% | |
| Major: 80% | ||
| Emergency: 100% | ||
| Hearing - cover for hearing tests and a contribution to a new hearing aid. | Cover amount | £300 per plan year |
| Reimbursement | 80% | |
Which plans include access to Optical, Dental and Hearing Cover?
Your clients can choose to add our Optical, Dental and Hearing Cover to their plan if it starts on or after 1st September 2021. It is available with a Personal Healthcare plan, a Business Healthcare plan (except Vitality Essentials and Vitality at Work Business) or a Corporate Healthcare plan (except Vitality at Work Enterprise).We will quote for new Personal Healthcare plans 30 days in advance of the start date, and for Business Healthcare plans 60 days in advance of the start date.
Your clients who are existing Vitality members can choose to add Optical, Dental and Hearing Cover to their Personal Healthcare, Business Healthcare (except Vitality Essentials and Vitality at Work Business) or Corporate Healthcare (except Vitality at Work Enterprise) plan from their renewal date on or after 1st September 2021.
Find out how we're transforming health insurance with a member-driven approach.
Where to next?
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Core Cover
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All our plans start with Core Cover; giving your clients peace of mind with fast access to the highest quality private healthcare.
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Cover Options
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Your clients can tailor their plans by adding additional Cover Options, such as Out-patient Cover, Therapies Cover and more.
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Full Cover Promise
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Unlike with some other insurers, our Full Cover Promise means your clients won't be left out of pocket when they claim.
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Vitality GP
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Video consultations with a private GP, a 24/7 medical helpline, private prescriptions and more for your clients.
2. Up to a maximum of £500 per person, per plan year if you choose to use Vision Express
3. We pay 80% of the costs